// JavaScript Document

function IORecalc()
{
	form = document.form1
	LoanAmount= form.LoanAmount.value

	DownPayment = "0"

	AnnualInterestRate = form.InterestRate.value/100

	Years= form.NumberOfYears.value

	MonthRate=AnnualInterestRate/12
	NumPayments=Years*12
	Prin=LoanAmount-DownPayment

	MonthPayment=Math.floor((Prin*MonthRate)/(1-Math.pow((1+MonthRate),(-1*NumPayments)))*100)/100
   	form.NumberOfPayments.value=NumPayments
	form.MonthlyPayment.value=MonthPayment
	form.IOnlyMonthlyPayment.value=Math.floor(Prin*MonthRate*100)/100
	IOnlyMonthlySavings2 = form.MonthlyPayment.value - form.IOnlyMonthlyPayment.value
	form.IOnlyMonthlySavings.value = Math.round(IOnlyMonthlySavings2*100)/100 
}